The team at Ratchford Law Group, P.C. understands that challenging financial situations require innovative thinking and compassion. That’s why our attorneys and recovery specialists strive to develop strategies that achieve optimal results for clients.
Direct contact is made via telephone and written communications to engage consumers in repayment of outstanding debts. We respect consumer's rights while unequivocally imparting the necessity of honoring your rights as a creditor. Indeed, such contact, which provides the legal authority of a pre-legal approach and the basic involvement of a lawyer at the collection level has proven to be an effective means of obtaining payment.
Ratchford Law Group, P.C. is experienced in the recovery of all types of consumer accounts, including credit card accounts, personal loans, automobile loans and student loans. Our team of attorneys and paralegals have handled thousands of consumer collection cases from suit filing through trial
There are distinct differences between consumer and commercial collections. Beyond regulatory distinction, the approach to commercial collections requires a different strategy. It's important for your business to be matched with a firm who has experience recovering in business to business transactions.
We are dedicated to helping you recover your judgments. Whether the judgment you win is in your local area, the other side of the country, or on the other side of the world, our attorneys have the knowledge and ability to transfer judgments where they need to be, pursue fast and beneficial executions of your judgments, and quickly convert your winning judgment into the liquidity your business needs to thrive.
With a wide array of practice experience before local and state courts, our expertise ranges from basic consumer debts to complicated commercial transactions. We are committed to the effectuation of timely and result-oriented litigation. Our background in civil procedure and loss prevention have instilled in us the ability to expeditiously move cases from initial complaint all the way to trial and judgment. Additionally, we understand the problematic potential of a customer's desire to avoid litigation or raise frivolous defenses to defeat litigation. Therefore, our commitment extends to all levels to aggressively represent your economic and personal needs in the field of debt and commercial litigation.
The goal of our debt recovery associates at Ratchford Law Group, P.C. is to see that you realize the highest recovery possible. This is achieved due to the fact that we have negotiated a large number of accounts and gained favorable settlements for many of our clients.